Effective Date: March 31, 2026

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1. About QuoteTorch

‍QuoteTorch is an auto insurance quote comparison platform. We are not a licensed insurance carrier or agent. We connect consumers with insurance providers. This service is operated by 2525 LLC, a New York limited liability company.

2. No Guarantee of Coverage

‍Rates displayed are estimates based on the information you provide. Final rates are determined by the insurance carrier and may differ.

3. SMS Consent

‍By submitting a quote request, you agree to receive SMS messages from QuoteTorch. Reply STOP to opt out. Reply HELP for help.

4. Accuracy of Information

‍You agree to provide accurate information when requesting a quote. Inaccurate information may result in inaccurate rate estimates.

5. Third Party Links

‍QuoteTorch may link to third-party insurance provider websites. We are not responsible for their content or practices.

6. Limitation of Liability

‍QuoteTorch is not liable for any decisions made based on quote estimates provided through our platform.

7. Contact Us

‍For questions, contact us at support@quotetorch.com.

8. SMS Proof of Consent

‍See below for a screenshot of the "Proof of Consent" screen.

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